|
| |
Dilley State Bank
Fraud Protection Information |
Don't become the next
victim!
Identity theft is the fastest growing criminal activity in the
United States today. These crimes are committed when someone steals
personal information such as your bank account number or Social
Security number, then poses as you and takes funds from your account
or runs up debt in your name, or both. However, there are ways to
protect yourself from it happening to you. The first way is to
understand how they are able to obtain your information.
Nine ways thieves steal your identity
information:
1. Snatching a victim's purse or wallet
2. Stealing personal mail
3. Dumpster diving
4. Credit Bureau fraud
5. Eavesdropping and shoulder surfing
6. Skimming
7. Household and computer burglary
8. Pretexting, phishing, scamming and spoofing
9. Family theft
Tips to minimize your risk for identity theft:
Don't give out your checking account, credit card, or Social
Security number over the phone unless you initiate the call and know
who you're dealing with.
Report lost of stolen checks immediately.
Store cancelled checks, and new checks, in a safe place.
Notify your financial institutions immediately if you receive a
suspicious phone call from someone purporting to represent the
institution and asking for account information "to verify a
statement" or "award a prize."
Phishing involves sending customers a seemingly legitimate email
request for account information, often under the guise of asking the
customer to verify or reconfirm confidential personal information
such as account numbers, social security numbers, passwords and
other sensitive information. Don't respond to any emails that ask
for your password, Social Security number or other personal
information. Dilley State Bank will never request confidential
information through email. Report any such request to us
immediately. [CONTACT
DSB]
Guard your ATM Personal Identification number (PIN) and ATM
receipts.
Periodically contact the major credit bureaus to review your file
and be sure the information is correct. For a small fee, you can
obtain a copy of your credit report at any time. The three major
credit bureaus are: Equifax (800) 685-1111; Experian (888) 397-3742;
and TransUnion (800) 916-8800.
|
| |
|
