Disclosures and Educational Materials

The following documents include various important disclosures you need to be aware of regarding our products and services as well as educational materials for your reference. Please Contact Us if you have questions. 


Privacy Disclosure

Privacy Disclosure

Website Terms of Use

Terms of Use

Funds Availability Disclosure

Important: Applies to personal transaction accounts only. (Excludes savings accounts, money market accounts, and business accounts of all types.)

Funds Availability Policy

Electronic Funds Transfer Disclosure

Important: Applies to consumer accounts only.  (Excludes business accounts of all types.)

EFT Disclosure

U.S.A. Patriot Act


Contacting the Texas Department of Banking

Texas Department of Banking

Financial Elder Abuse

14 Red Flags of Financial Elder Abuse Red Flags of Elder Abuse from NCEA

ATM and Debit Card Safety Tips

ATM and Debit Card Safety Tips

Online Safety

Protecting Yourself Online Online Banking Security Tips Online Banking - Data Security and You Mobile Banking Information You Need To Know

Corporate Account Takeover

Corporate Account Takeover

Identity Theft and Social Engineering

Account Hijacking and Identity Theft Avoiding Social Engineering Attacks The FACTS You Must Know About Identity Theft Today


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