Personal Accounts

We offer a variety of products to meet your personal banking needs. Whether you are looking for a checking account, or open an account to save for a rainy day, we have several options for you!

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Checking Accounts

Regular Checking

  • Minimum to open: $200.00
  • Non-Interest Bearing Account
  • Unlimited check writing
  • Direct deposit service
  • Free 24 Hour Telephone Banking
  • Image Statement
  • A service charge of $8.00 will be imposed every month if the balance in the account falls below $500.00 any day of the month.

Attention: Additional account charges may apply. Please refer to Other Service Charges.

Funds Availability Policy applies to this account.

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Super NOW Checking

Call or come by for a list of our current interest rates.

  • Minimum to open: $2,000.00
  • Interest Bearing Account
  • Unlimited check writing
  • Direct deposit service
  • Free 24 Hour Telephone Banking
  • Image Statement
  • A low balance charge of $15.00 will be imposed every month the balance in the account falls below $2,000.00 any day of the month.

*We use the Daily Balance Method to accrue interest on your account. Interest accrues daily and is compounded monthly. Interest will be credited to your account monthly. Interest Rates are subject to change at any time.

You must maintain a minimum balance of $2,000.00 in the account each day to obtain the disclosed annual percentage yield.

We reserve the right to, at any time, require not less than 7 days’ notice in writing before any withdrawal from an interest bearing account.

Attention: Additional account charges may apply. Please refer to Other Service Charges.

Funds Availability Policy applies to this account.

Contact Us Today for More Details

Money Market Accounts

Call or come by for a list of our current interest rates.

  • Minimum to open: $3,000.00
  • Interest Bearing Account
  • Direct deposit service
  • Free 24 Hour Telephone Banking
  • Image Statement
  • A low balance charge of $15.00 will be imposed every month the balance in the account falls below $3,000.00 any day of the month.

Additional Information:

Transaction Limitations: Although you may make an unlimited number of in-person withdrawals from this account, you are limited to 6 withdrawals / transfers per month of the following types:

  1. Checks, drafts, or other transfers to 3rd parties
  2. Telephone, internet banking, or automatic transfers to another account
  3. Debit Card point-of-sale transactions

An Activity Charge of $5.00 per withdrawal will be charged for all withdrawals above the regulated number.

*We use the Daily Balance Method to accrue interest on your account. Interest accrues daily and is compounded monthly. Interest will be credited to your account monthly. Interest Rates are subject to change at any time.

You must maintain a minimum balance of $3,000.00 in the account each day to obtain the disclosed annual percentage yield.

We reserve the right to, at any time, require not less than 7 days notice in writing before any withdrawal from an interest bearing account.

Attention: Additional account charges may apply. Please refer to Other Service Charges.

Funds Availability Policy does not apply to this account.

Contact Us Today for More Details

Savings Accounts

Savings

Call or come by for a list of our current interest rates.

  • Minimum to Open: $100.00
  • Interest Bearing Account**
  • A low balance charge of $2.00 will be imposed every month if the balance falls below $100.00 any day of the month.
  • Direct deposit service
  • Free 24 Hour Telephone Banking

Additional Terms

Transaction Limitations: Although you may make an unlimited number of in-person withdrawals from this account, you are limited to 6 withdrawals / transfers per month of the following types:

  • Checks, drafts, or other transfers to 3rd parties
  • Telephone, internet banking, or automatic transfers to another account
  • Debit Card point-of-sale transactions

You are allowed one free withdrawal per month. Each additional withdrawal will have a $3.00 activity service charge.

**We use the Daily Balance Method to calculate the interest on your account. Interest accrues daily and will be compounded quarterly.

Interest will be credited to your account quarterly. Interest Rates are subject to change at any time.

You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.

We reserve the right to, at any time, require not less than 7 days’ notice in writing before any withdrawal from an interest bearing account.

Attention: Additional account charges may apply. Please refer to Other Service Charges.

Funds Availability Policy does not apply to this account.

Contact Us Today for More Details

Certificates of Deposit (CDs)

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Available CDs:

  • 12 Month Certificate of Deposit Under $100,000.00
  • 12 Month Certificate of Deposit Over $100,000.00
  • 6 Month Certificate of Deposit Under $100,000.00
  • 6 Month Certificate of Deposit Over $100,000.00

Additional Information on CDs:

  • Minimum balance to open is $10,000.00 on CDs.
  • Interest will be both compounded and credited at maturity.
  • You must maintain a minimum balance of $10,000.00 in the account each day in any CD to obtain the disclosed annual percentage yield.

IRAs

Call or come by for a list of our current interest rates.

Available IRAs:

  • 1 Year Individual Retirement Account

Additional Information on IRAs:

  • Minimum balance to open is $2,000.00 on IRAs.
  • Interest will be both compounded and credited at maturity.
  • You must maintain a minimum balance of $2,000.00 in the account each day in any IRA to obtain the disclosed annual percentage yield.

Early Withdrawal Penalty for CDs and IRAs

A penalty will be imposed for withdrawals before maturity. The penalty will be in the amount equal to 30 days interest on the amount withdrawn.

Attention: Additional account charges may apply. Please refer to Other Service Charges.

Funds Availability Policy does not apply to these accounts.

Contact Us Today for More Details

 

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